Here’s a detailed breakdown of your queries related to ICICI Lifetime Free Credit Cards:
Contents
1. ICICI Lifetime Free Credit Card Eligibility2. How to Apply for ICICI Lifetime Free Credit Card?3. ICICI Lifetime Free Credit Card Benefits4. Top 10 Lifetime Free Credit Cards in India (2024)5. ICICI Lifetime Free Rupay Credit Card6. ICICI Lifetime Free Credit Card Limit7. ICICI Lifetime Free Credit Card Lounge Access8. Amazon Pay ICICI Lifetime Free Credit CardPro Tip:
1. ICICI Lifetime Free Credit Card Eligibility
- Age: 18+ years (21+ for some cards).
- Income: Salaried (₹2.5L+ p.a.) or self-employed (₹6L+ p.a.).
- Credit Score: 750+ (varies based on profile).
- Existing ICICI Customers: Pre-approved offers for account holders.
2. How to Apply for ICICI Lifetime Free Credit Card?
- Online: Via ICICI website/net banking (pre-approved offers).
- Offers: Check Amazon Pay ICICI, Coral, or Platinum cards for LTF deals.
- Note: Confirm “Lifetime Free” status before applying (no joining/annual fees).
3. ICICI Lifetime Free Credit Card Benefits
- Zero Fees: No annual/joining charges.
- Rewards: Cashback (Amazon Pay ICICI), reward points (Platinum/Coral).
- Discounts: Partner offers (e.g., Amazon, Flipkart, Swiggy).
- Insurance: Complimentary air accident cover.
4. Top 10 Lifetime Free Credit Cards in India (2024)
- Amazon Pay ICICI (LTF for Prime members).
- ICICI Coral (LTF on spends).
- ICICI Platinum (LTF).
- SBI Simply Click (LTF occasionally).
- HDFC Millennia (LTF via offers).
- Axis Flipkart (LTF occasionally).
- Kotak League (LTF).
- IDFC First Classic (LTF).
- Standard Chartered Super Value (LTF).
- AU LIT (LTF).
5. ICICI Lifetime Free Rupay Credit Card
- Options: ICICI Platinum (Rupay variant) may be LTF.
- UPI Linking: Use for UPI payments via apps like Paytm/PhonePe.
6. ICICI Lifetime Free Credit Card Limit
- Range: ₹15,000 – ₹5L+ (based on income/credit score).
- Pre-approved Limits: Higher for existing ICICI customers.
7. ICICI Lifetime Free Credit Card Lounge Access
- Platinum/Coral: Usually no lounge access (LTF variants).
- Paid Cards: Emeralde, Sapphiro offer lounge access (not LTF).
8. Amazon Pay ICICI Lifetime Free Credit Card
- Eligibility: Prime members often get LTF.
- Benefits:
- 5% cashback on Amazon/Whole Foods.
- 2% on offline spends.
- No forex markup (global purchases).
Pro Tip:
- Confirm “Lifetime Free” status via customer care (some cards revert to paid after a year).
- Check for hidden conditions (e.g., spend-based fee waivers).
Let me know if you need help with a specific card application!
