Central Government Schemes Overview in India

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Central Government schemes in India, along with brief descriptions:

Agriculture & Farmers Welfare

  1. PM-KISAN: Direct income support of ₹6,000/year to small and marginal farmers.
  2. PM Fasal Bima Yojana (PMFBY): Crop insurance to protect farmers against losses from natural calamities.
  3. Soil Health Card Scheme: Provides soil health reports to farmers for nutrient management.
  4. Kisan Credit Card (KCC): Offers affordable credit to farmers for agricultural needs.

Healthcare

  1. Ayushman Bharat (PM-JAY): Health insurance coverage of ₹5 lakh/year for vulnerable families.
  2. National Health Mission (NHM): Strengthens healthcare infrastructure in rural and urban areas.
  3. Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP): Affordable generic medicines through Jan Aushadhi Kendras.
  4. Mission Indradhanush: Immunization program targeting unvaccinated children and pregnant women.

Education & Skill Development

  1. Beti Bachao Beti Padhao: Promotes girl child education and gender equality.
  2. PM Poshan (Mid-Day Meal Scheme): Provides free meals to schoolchildren to improve nutrition and enrollment.
  3. Samagra Shiksha: Holistic school education program focusing on access and quality.

Infrastructure & Housing

  1. PM Awas Yojana (PMAY): Affordable housing for urban and rural poor.
  2. Smart Cities Mission: Develops 100 cities with sustainable infrastructure.
  3. Jal Jeevan Mission: Aims to provide tap water to every rural household by 2024.
  4. Bharatmala Pariyojana: Highway development to improve connectivity.
  5. Sagarmala: Enhances port connectivity and coastal community development.

Financial Inclusion & Entrepreneurship

  1. Pradhan Mantri Jan Dhan Yojana (PMJDY): Zero-balance bank accounts for financial inclusion.
  2. PM MUDRA Yojana: Loans up to ₹10 lakh for non-corporate small businesses.
  3. Stand-Up India: Supports SC/ST and women entrepreneurs with bank loans.
  4. Atal Pension Yojana (APY): Pension scheme for unorganized sector workers.
  5. PM SVANidhi: Micro-credit for street vendors.

Rural Development & Employment

  1. MGNREGA: Guarantees 100 days of wage employment annually to rural households.
  2. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY): Skill development for rural youth.
  3. National Rural Livelihood Mission (NRLM): Promotes self-employment through SHGs.

Social Security

  1. PM Jeevan Jyoti Bima Yojana: Life insurance cover of ₹2 lakh at ₹330/year.
  2. PM Suraksha Bima Yojana: Accident insurance of ₹2 lakh at ₹12/year.
  3. National Social Assistance Programme (NSAP): Pensions for elderly, widows, and disabled individuals.

Energy & Environment

  1. PM Ujjwala Yojana: Provides free LPG connections to BPL households.
  2. PM-KUSUM: Promotes solar farming and grid-connected renewable energy.
  3. FAME India: Incentivizes electric vehicle adoption.
  4. National Solar Mission: Aims to make India a global leader in solar energy.

Other Key Initiatives

  1. Make in India: Boosts domestic manufacturing and FDI.
  2. Startup India: Supports startups through funding and tax benefits.
  3. Production-Linked Incentive (PLI) Scheme: Incentivizes manufacturing in key sectors (e.g., electronics, pharmaceuticals).
  4. PM Garib Kalyan Anna Yojana: Free food grains to 80 crore beneficiaries during COVID-19.
  5. PM Vishwakarma Yojana: Supports traditional artisans and craftsmen with skill training and loans.

This list covers major schemes up to 2023, reflecting diverse focus areas from welfare to infrastructure and economic growth. For detailed eligibility and updates, visit official portals like pmindia.gov.in.

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