Andhra Bank Credit Card Information (Now Part of Union Bank of India)
Following the merger of Andhra Bank with Union Bank of India in April 2020, all Andhra Bank credit cards are now managed under Union Bank. Here’s how to apply online and check eligibility:
1. Apply Online for a Union Bank Credit Card
Steps:
- Visit the Official Website: Go to Union Bank of India Credit Cards.
- Select a Card: Explore options like Union Bank Classic, Platinum, or Signature Credit Cards (previously Andhra Bank cards).
- Fill the Application:
- Provide personal details (name, contact, PAN).
- Enter financial/employment information (income, employer details).
- Upload Documents: Submit scanned copies of ID, address, and income proofs.
- Submit: Review and apply. The bank will verify and notify you of approval.
2. Check Eligibility
Key Criteria:
- Age: 21–60 years (may vary by card).
- Income: Minimum annual income (e.g., ₹2.4+ lakh for basic cards).
- Credit Score: CIBIL score of 750+ preferred.
- Employment: Salaried/self-employed with stable income.
How to Check:
- Use the online eligibility tool on Union Bank’s credit card page.
- Visit a branch or call customer care for assistance.
3. Documents Required
- ID Proof: PAN, Aadhaar, Passport.
- Address Proof: Utility bill, Aadhaar.
- Income Proof: Salary slips, bank statements, ITR (for self-employed).
- Passport-sized photo.
4. Features & Benefits
- Reward points on spends.
- Fuel surcharge waivers.
- Travel insurance and lounge access (premium cards).
- Contactless payment options.
5. Customer Support
- Toll-Free: 1800 2222 44 / 1800 208 2244
- Email: grievance.creditcard@unionbank.co.in
- Branch Locator: Union Bank Branch Finder.
Note: Avoid third-party websites; use only Union Bank’s official channels to prevent fraud. Existing Andhra Bank credit card users can continue services via Union Bank.
