Bank of Bahrain and Kuwait (BBK) Credit Card: Application and Eligibility Guide
1. Check Eligibility Criteria
To apply for a BBK credit card, ensure you meet the following criteria:
- Residency: Must be a Bahrain resident (citizen or expatriate with valid CPR).
- Age: Minimum 21 years (may vary by card type).
- Income: Minimum monthly salary (e.g., BHD 300–500, depending on the card).
- Employment: Salaried, self-employed, or business owner with stable income.
- Credit History: Good credit score (no defaults or outstanding debts).
2. Required Documents
Prepare scanned copies of:
- Valid CPR (mandatory).
- Passport copy (with residency page for expats).
- Recent salary slip or salary certificate (3–6 months).
- Bank statements (3–6 months).
- Utility bill (for address proof, if required).
3. Apply Online
Follow these steps:
- Visit BBK’s Official Website: Navigate to www.bbkonline.com (verify URL for security).
- Select Credit Cards: Explore options (e.g., BBK Travel Card, Platinum, Cashback).
- Check Features: Compare benefits (rewards, fees, interest rates).
- Click “Apply Now”: Fill the online form with personal, employment, and financial details.
- Upload Documents: Attach scanned copies as specified.
- Submit Application: Review details and confirm submission.
4. Post-Application Process
- Verification: BBK may contact you for additional details.
- Approval: Typically takes 3–7 business days. Check status via online banking or customer service.
- Delivery: Approved cards are couriered to your address or collected at a branch.
5. Check Eligibility Online
BBK may offer an online eligibility tool on their credit card page. Enter basic details (income, age) for instant feedback. If unavailable, contact customer service.
6. Key Tips
- Credit Score: Ensure it’s healthy before applying.
- Promotions: Look for limited-time offers (e.g., waived fees, bonus points).
- Branch Visit: Some cases may require in-person verification.
Customer Support
- Phone: +973 1721 1721 (Bahrain).
- Email: Via contact form on BBK’s website.
- Branch Locator: Use the website’s branch/ATM finder for assistance.
Note: Terms and processes may vary. Always confirm details directly with BBK for the latest information.
