yes bank lifetime free credit card apply onlin

To apply for a Yes Bank Lifetime Free Credit Card online, follow these steps. Note that availability and terms may vary, so always verify details on Yes Bank’s official website or by contacting customer care.

Steps to Apply Online:

1. Visit Yes Bank’s Official Website
   Go to www.yesbank.in and avoid third-party links to prevent phishing scams.
2. Navigate to Credit Cards Section
   Look for a tab like “Products” > “Credit Cards” or check for promotional banners highlighting lifetime free offers.
3. Select the Lifetime Free Credit Card
   Check if Yes Bank currently offers a lifetime free card (e.g., sometimes YES Prosperity Edge or other cards may have promotional offers). Confirm the “lifetime free” terms (e.g., no annual fees if you meet spending criteria).
4. Click “Apply Now”
   Review the card’s features, rewards, and eligibility criteria before proceeding.
5. Fill the Application Form
   Provide personal, employment, and income details. Ensure accuracy to avoid rejection.
6. Upload Documents
   Submit scanned copies of:
   • ID proof (Aadhaar, PAN, Passport)
   • Address proof (Utility bill, Aadhaar)
   • Income proof (salary slips, bank statements, ITR)
7. Submit for Verification
   The bank will review your application and credit score. They may contact you for additional details.
8. Approval & Delivery
   If approved, the card will be dispatched to your address. Activate it via the bank’s instructions.

Key Considerations:

• Eligibility:
  • Age: Typically 21–60 years.
  • Minimum income: Varies by card (e.g., ₹25,000+ monthly for salaried individuals).
  • Credit score: Usually 750+ for higher approval chances.
• Lifetime Free Conditions:
  • Confirm if the “free” status requires a minimum annual spend or other criteria.
  • Check for hidden charges (e.g., GST, late fees).
• Safety Tips:
  • Apply only via Yes Bank’s secure website (look for “https” and a padlock icon).
  • Avoid sharing OTPs or personal details with third parties.
• Customer Support:
  Contact Yes Bank at 1800 1200 or 91234 88888 for queries.

Alternate Options:

• If no lifetime free card is available, check for fee waivers on spending milestones.
• Compare other Yes Bank cards (e.g., YES First Exclusive) or consider cards from other banks (e.g., Axis Bank Flipkart, ICICI Amazon Pay).

Always read the terms and conditions thoroughly before applying. Offers may change, so confirm details directly with Yes Bank.