How to Apply for a Bank of Baroda (formerly Vijaya Bank) Credit Card Online
Important Note:
Vijaya Bank merged with Bank of Baroda (BOB) in 2019. All financial products, including credit cards, are now managed under Bank of Baroda. Here’s how to apply:
Steps to Apply Online:
- Visit the Official Website
Go to Bank of Baroda’s Credit Card Section. - Explore Credit Card Options
Check BOB’s current offerings (e.g., BOB Premier, BOB Select, or Eternal Credit Cards). Former Vijaya Bank cards may be rebranded under BOB. - Check Eligibility
Ensure you meet:- Age: 21–60 years (may vary by card).
- Minimum income (e.g., ₹15,000+ monthly for salaried individuals).
- Good credit score (750+).
- Click “Apply Now”
Select your preferred card and start the application. - Fill the Online Form
Provide:- Personal details (name, contact, PAN).
- Employment/income details.
- Address (residential and office).
- Upload Documents
Required documents typically include:- ID proof (PAN, Aadhaar, Passport).
- Address proof (Utility bill, Aadhaar).
- Income proof (salary slips, bank statements, ITR).
- Submit & Track Application
- Receive an application reference number.
- Track status via BOB’s portal or customer care.
- Verification & Approval
- BOB may contact you for additional details.
- Upon approval, the card is dispatched to your address.
Additional Tips:
- Security: Only use BOB’s official website to avoid phishing.
- Customer Support: Contact BOB at 1800 102 4455 or visit a branch for assistance.
- Existing Vijaya Bank Customers: Manage old Vijaya credit cards through BOB’s services.
Alternative Options:
- Offline Application: Visit a BOB branch with your documents.
- Pre-approved Offers: Check if you’re eligible via Net Banking or the BOB Mobile App.
By following these steps, you can seamlessly apply for a Bank of Baroda credit card, which now encompasses former Vijaya Bank services.
