To apply for a UCO Bank Credit Card, follow these steps and guidelines:
Application Methods
- Online Application
- Visit the official UCO Bank website: https://www.ucobank.com.
- Navigate to the Credit Cards section.
- Choose the card that suits your needs (e.g., UCO Bank Mastercard Platinum/Gold).
- Fill out the online application form with personal, employment, and financial details.
- Upload required documents (see list below).
- Submit the form and note the reference number for tracking.
- Branch Visit
- Locate your nearest UCO Bank branch using their branch locator tool.
- Collect the credit card application form.
- Fill in the details, attach documents, and submit it to the bank representative.
- Mobile Banking (if you’re an existing customer)
- Log in to the UCO Bank mobile app.
- Check for credit card options under the “Offers” or “Services” section.
- Follow the prompts to apply directly.
Documents Required
- Identity Proof: PAN card, Aadhaar, Passport, or Voter ID.
- Address Proof: Aadhaar, Utility Bill, Passport, or Rent Agreement.
- Income Proof: Salary slips (last 3 months), ITR, Form 16, or bank statements.
- Passport-sized photographs.
- Additional Documents: For self-employed individuals, business proof may be required.
Eligibility Criteria
- Age: Minimum 21 years (up to 60–65 years for some cards).
- Income: Varies by card (e.g., ₹15,000+ monthly for basic cards).
- Credit Score: 750+ for higher approval chances.
- Residency: Indian resident.
After Applying
- Processing typically takes 7–10 working days.
- Track your application via UCO Bank’s customer care or online portal.
- Upon approval, the card will be dispatched to your registered address.
Important Tips
- Compare credit cards based on fees, rewards, and interest rates.
- Read the terms and conditions carefully.
- Check for pre-approved offers if you’re an existing UCO Bank customer.
Customer Care
- Toll-Free: 1800 274 0123 / 1800 103 0123
- Email: uccreditcard@ucobank.co.in
- Visit the UCO Bank website for updates or clarifications.
Always verify details on the official UCO Bank website to ensure accuracy.
