Tamilnad Mercantile Bank Ltd.bank credit card apply

To apply for a Tamilnad Mercantile Bank (TMB) Credit Card, follow these steps:

1. Check Eligibility Criteria

Ensure you meet the basic requirements:

• Age: Typically 21–60 years (may vary by card type).
• Minimum income: Depends on the card variant (salaried/self-employed).
• Indian residency and a valid PAN card.
• Good credit score (usually 750+).

2. Documents Required

Prepare the following:

• Identity Proof: PAN card, Aadhaar, Passport, or Voter ID.
• Address Proof: Aadhaar, Utility bills, or Passport.
• Income Proof: Salary slips (last 3 months), ITR (last 2 years), or bank statements.
• Existing TMB Account Holders: May need fewer documents if pre-approved.

3. Application Methods

Online Application

1. Visit the official TMB website: www.tmb.in.
2. Navigate to the Credit Cards section.
3. Select the card variant (e.g., TMB Classic, Gold, Platinum, or co-branded cards).
4. Fill in personal, employment, and financial details.
5. Upload scanned copies of required documents.
6. Submit the application and note the reference number.

Offline Application

1. Visit the nearest TMB branch.
2. Request a credit card application form.
3. Fill in details, attach documents, and submit to the bank representative.

4. Post-Application Process

• Verification: TMB will verify your details and documents.
• Credit Check: A hard inquiry will be made on your credit report.
• Approval/Rejection: You’ll receive an SMS/email within 7–14 working days.
• Card Delivery: If approved, the card will be dispatched to your registered address.

5. Key Tips

• Check for pre-approved offers if you’re an existing TMB customer (via NetBanking or SMS).
• Compare card variants for benefits (rewards, cashback, fees) before applying.
• Avoid third-party websites to prevent fraud; use only TMB’s official channels.
• Track your application status via TMB customer care or online portal.

Contact TMB for Support

• Customer Care: 1800 425 2299 / 1800 102 7236
• Email: services@tmb.in
• Branch Locator: TMB Branch Finder

Always review the terms and conditions, including annual fees, interest rates, and reward policies, before applying.