The State Bank of Hyderabad (SBH) merged with the State Bank of India (SBI) in 2017. As a result, all banking services, including credit cards, are now offered under SBI. To apply for an SBI credit card, follow these steps:
How to Apply for an SBI Credit Card
- Online Application:
- Visit the official SBI Card website: www.sbicard.com.
- Click on “Apply Now” and select a card that suits your needs (e.g., SBI SimplyCLICK, SBI Prime, etc.).
- Fill in your personal, employment, and financial details.
- Upload required documents (ID, address, and income proof).
- Submit the application.
- Via YONO SBI App:
- Log in to the YONO SBI app.
- Navigate to the “Cards” section and select “Credit Cards”.
- Choose a card and follow the application process.
- Offline Application:
- Visit your nearest SBI branch.
- Request a credit card application form, fill it out, and submit it with the required documents.
- Through Third-Party Platforms:
- Apply via financial aggregators like Paisabazaar, BankBazaar, or Paytm.
Eligibility Criteria
- Age: 21–60 years (salaried) / 21–65 years (self-employed).
- Minimum income: ₹15,000–₹25,000/month (varies by card).
- Good credit score (750+ preferred).
Documents Required
- ID proof (PAN, Aadhaar, Passport).
- Address proof (Aadhaar, Utility Bill).
- Income proof (salary slips, bank statements, ITR).
- Passport-sized photographs.
Popular SBI Credit Cards
- SBI SimplyCLICK: Best for online shoppers.
- SBI Prime: Premium rewards and lounge access.
- SBI Air India Signature: For frequent flyers.
- SBI BPCL Octane: Fuel rewards.
- SBI Pulse: For students/young professionals.
Key Tips
- Check pre-approved offers via the SBI Card portal or YONO app.
- Compare cards based on rewards, fees, and benefits.
- Track your application status online or via customer care: 1800 180 1290.
