The Oriental Bank of Commerce (OBC) merged with Punjab National Bank (PNB) in April 2020. As a result, OBC credit cards are now part of PNB’s portfolio. To apply for a PNB (formerly OBC) credit card, follow the steps below:
Steps to Apply for a PNB Credit Card Online
- Visit the PNB Website
Go to the official Punjab National Bank credit card portal:
https://www.pnbcards.in/ - Explore Credit Card Options
Browse through the range of PNB credit cards (e.g., PNB Rupay Select, PNB Platinum, or co-branded cards like PNB-IRCTC). Check features, rewards, fees, and eligibility. - Check Eligibility
Ensure you meet the criteria, such as:- Minimum age: 21–65 years.
- Stable income (salaried/self-employed).
- Good credit score (CIBIL 750+).
- Click “Apply Now“
Select your preferred card and click “Apply Now.” - Fill the Application Form
Provide personal, employment, and financial details accurately. - Upload Documents
Submit scanned copies of:- ID proof (Aadhaar, PAN, Passport).
- Address proof (Utility bill, Aadhaar).
- Income proof (Salary slips, ITR, bank statements).
- Submit and Track Application
Review details, submit the form, and note the reference number. Track your application status online or via PNB customer care.
Key Features of PNB Credit Cards
- Reward points on spends.
- Fuel surcharge waivers.
- Complimentary insurance covers.
- Discounts on dining, travel, and shopping.
Important Notes
- Existing OBC Customers: Services are now managed by PNB. Contact PNB for queries.
- Customer Care: Call 1800 1800 (toll-free) or visit a PNB branch for assistance.
- Terms & Conditions: Review fees, interest rates, and repayment policies before applying.
Apply for a PNB credit card today to enjoy its benefits!
