KCC Loan Mafi Yojana 2025 : The agriculture sector in India is the backbone of the country’s economy, but farmers often face financial problems. Keeping these problems of the farmers, the KCC Kisan Debt waiver scheme 2025 has been launched by the government. The purpose of this scheme is to relieve farmers from their debt burden, and at the same time to make them self -sufficient.
This historic plan was announced by Prime Minister Narendra Modi, under which the debt of 12 crore farmers will be waived. The main objective of running this scheme by the government will get out of the economic crisis and promote investment in the agriculture sector. Is. So friends, let us know about the farmer loan waiver scheme and the benefits and other necessary information.
What is KCC Kisan loan waiver scheme 2025
KCC Kisan Debt waiver scheme 2025 is a beneficial scheme run by the Government of India, under which the loan of Kisan Credit Card (KCC) holders will be waived. Along with this, this scheme has been run especially for farmers who fall under small and marginal farmer category. Apart from this, a loan of up to ₹ 2 lakh will be waived by the government under this scheme, so that farmers will be in agriculture. There will be a chance to invest afresh.
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What is Kisan Credit Card (KCC)
The Kisan Credit Card (KCC) is a scheme by the Government of India to provide financial assistance to farmers, which provides them the necessary funds for farming and agricultural related works. The scheme is operated by the Reserve Bank of India (RBI) and Indian banks. The main objective of KCC is to provide loans to the farmers at a low interest rate, so that they have their agricultural activities, such as growing crops, buying fertilizers, seeds, pesticides, Can get the necessary funds for agricultural equipment, irrigation etc.
Major benefits of KCC
KCC (Kisan Credit Card) is a financial product for farmers that have been designed to fulfill their agriculture and related objectives. The following are its major benefits.
Loan availability at low interest rate.
Flexible repayment conditions.
Quick loan acceptance process.
Crop insurance facility.
Both cash and credit options.
Required eligibility criteria
To take advantage of this scheme, you need to meet its eligibility criteria which are the following types.
The farmer should have a valid farmer credit card (KCC).
Along with this, the annual income of farmers should be less than ₹ 2 lakh.
Apart from this, the applicant should be in small and marginal farmers category.
Apart from this, loan has been taken from a bank or cooperative institution.
Required documents
Candidates applying under this scheme require the following documents, these documents are the following types.
Aadhar card
Kisan Credit Card (KCC)
Bank passbook
Land documents
Address proof
Passport Size Photo
Online application process
Candidates have to apply to avail this scheme, you can apply in any one of the ways online or offline. The application process is the following type. KCC Loan
To apply, you must first go to its official portal.
After this, you have to click on the option of KCC Loan Maafi Apply.
After this, you have to fill your personal information in it.
After this, you have to upload all the important documents you have asked in it.
After this you have to submit your application form.
How to check KCC Loan A waiver list
If you want to know whether your name is present in this list, or not, then you have to follow the following process.
For this, first you have to go to its official website.
After this you have to click on Kisan Karj Mafi List ”section.
After this, you have to enter your information like name, Aadhaar number.
After this, the list will appear in front of you, check your name in the list.
