To apply for an IndusInd Bank RuPay Credit Card, follow these steps and guidelines:
Application Methods
- Online Application
- Visit the official IndusInd Bank website: www.indusind.com.
- Go to the Credit Cards section.
- Browse RuPay credit card options (e.g., IndusInd Legend RuPay, Platinum RuPay, etc.).
- Click “Apply Now” and fill in the application form with personal, employment, and financial details.
- Upload required documents (see below).
- Submit the form and await verification.
- Mobile App
- Download the IndusInd Mobile App (IndusMobile).
- Log in or register as a new user.
- Navigate to the credit card section and follow the steps to apply.
- Offline Application
- Visit the nearest IndusInd Bank branch.
- Request a RuPay credit card application form.
- Submit the filled form with supporting documents.
- A bank representative will assist you.
Eligibility Criteria
- Age: 21–60 years (may vary by card type).
- Income: Minimum monthly income (e.g., ₹15,000–₹25,000 for salaried individuals; varies by card).
- Credit Score: 750+ (recommended for approval).
- Residency: Indian resident.
Documents Required
- Identity Proof: PAN card, Aadhaar, Passport, or Voter ID.
- Address Proof: Aadhaar, Utility Bill, Passport, or Rental Agreement.
- Income Proof:
- Salaried: Latest salary slips, bank statements (6 months), Form 16.
- Self-Employed: ITR (last 2 years), business proof, bank statements (6 months).
- PAN Card (mandatory).
Popular IndusInd RuPay Credit Cards
- IndusInd Legend RuPay Credit Card
- Fuel surcharge waiver, reward points, and complimentary airport lounge access.
- IndusInd Platinum RuPay Credit Card
- Contactless payments, discounts on dining, and insurance cover.
- IndusInd Pinnacle RuPay Credit Card
- Premium rewards, travel benefits, and waived joining fees (criteria apply).
Post-Application Process
- Verification: The bank will verify your details and documents.
- Approval: If eligible, the card will be approved (check via SMS/email).
- Delivery: The card will be dispatched to your registered address (5–7 working days).
- Activation: Follow the instructions in the package to activate the card.
Tips for Approval
- Maintain a credit score above 750.
- Ensure all documents are accurate and up-to-date.
- Avoid multiple credit inquiries in a short span.
Customer Support
- Toll-Free: 1860 267 7777 / 1800 209 0061
- Email: creditcards@indusind.com
- Website: IndusInd Credit Cards
Note:
- Always compare features, fees, and rewards before choosing a card.
- Apply only through official channels to avoid fraud.
- Check the latest terms and conditions on the bank’s website.
