To apply for a Federal Bank RuPay Credit Card online, follow these steps:
Step-by-Step Application Process
- Visit the Official Website
Go to the Federal Bank’s official website: www.federalbank.co.in. - Navigate to Credit Cards Section
- Under “Personal Banking,” hover over “Products” and select Credit Cards.
- Explore the RuPay credit card options (e.g., Federal Bank Imperio, Signet, or Celesta RuPay variants).
- Check Eligibility
Ensure you meet the criteria (age, income, credit score, etc.). Most cards require:- Indian residency.
- Minimum age of 21 years (18 for add-on cards).
- Stable income (salaried or self-employed).
- Click “Apply Now”
Select your preferred RuPay credit card and click the Apply Now button. - Fill the Application Form
Provide accurate details, including:- Personal information (name, DOB, PAN, contact details).
- Employment and income details.
- Address (residential and office).
- Upload Documents
Submit scanned copies of:- PAN card (mandatory).
- Aadhaar/Passport/Voter ID (address proof).
- Income proof (salary slips, bank statements, or ITR).
- Review and Submit
Double-check all details before submitting the form. - Verification
The bank may contact you for additional details or a video KYC process. - Approval and Dispatch
- If approved, your RuPay credit card will be dispatched to your registered address.
- Track the status via SMS/email or the bank’s customer portal.
- Activate the Card
Follow the activation steps provided with the card (via net banking, mobile app, or customer care).
Key Features of Federal Bank RuPay Credit Cards
- RuPay Network Benefits: Accepted at all RuPay-enabled ATMs and POS terminals in India.
- Reward Points: Earn on spends.
- Contactless Payments: Tap-and-pay feature.
- Zero Liability Protection: Against fraudulent transactions.
Contact for Support
- Customer Care: 1800 266 9520 / 1800 425 1199
- Email: creditcard@federalbank.co.in
Tips
- Check your credit score beforehand (CIBIL ≥ 750 is preferred).
- Compare RuPay card variants for rewards, fees, and benefits.
- Read the terms for annual fees, interest rates, and penalties.
Apply securely only through the official Federal Bank website to avoid scams.
