Bank of Baroda (BoB) offers a variety of credit cards tailored to meet different customer needs, including lifestyle, travel, shopping, and fuel benefits. Here are some of the key offers and features typically associated with BoB credit cards:
1. Welcome Benefits
- Gift vouchers or reward points on card activation.
- Complimentary airport lounge access (available on select cards).
2. Reward Points
- Earn reward points on every spend, which can be redeemed for gifts, vouchers, or cashback.
- Bonus reward points on specific categories like dining, groceries, or online shopping.
3. Fuel Surcharge Waiver
- Waiver of fuel surcharge at petrol pumps across India (up to a certain limit per billing cycle).
4. Discounts and Cashback
- Discounts on dining, entertainment, and shopping at partner outlets.
- Cashback on online and offline purchases.
5. Travel Benefits
- Discounts on flight and hotel bookings.
- Complimentary travel insurance (on select cards).
- Air miles or travel reward points on travel-related spends.
6. EMI Options
- Convert large purchases into easy EMIs with low-interest rates.
7. Contactless Payments
- Tap-and-pay feature for quick and secure transactions.
8. Annual Fee Waiver
- Annual fee waiver on spending a certain amount within a year.
9. Special Offers
- Seasonal and festive offers with additional discounts and cashback.
- Exclusive deals on e-commerce platforms.
10. Insurance Cover
- Complimentary air accident cover.
- Fraud liability cover for unauthorized transactions.
Popular BoB Credit Cards:
- BoB Easy Credit Card
- Low joining and annual fees.
- Fuel surcharge waiver.
- BoB Premium Credit Card
- Higher reward points on spends.
- Complimentary airport lounge access.
- BoB Select Credit Card
- Lifestyle and shopping benefits.
- Discounts on dining and entertainment.
- BoB Travel Credit Card
- Travel-specific rewards and discounts.
- Air miles and travel insurance.
How to Apply:
- Online: Visit the official Bank of Baroda website and fill out the credit card application form.
- Offline: Visit your nearest BoB branch and submit the required documents.
Eligibility:
- Age: 21 to 65 years.
- Minimum income requirement: Varies based on the card type.
- Good credit score.
Documents Required:
- Identity proof (Aadhar card, PAN card, etc.).
- Address proof (utility bill, passport, etc.).
- Income proof (salary slips, ITR, etc.).
For the most current offers and detailed terms and conditions, it’s best to visit the official Bank of Baroda website or contact their customer service.
