Bajaj Finance Personal Loan Apply Online – Quick Approval & Low Interest

Bajaj Finance is one of India’s leading NBFCs (Non-Banking Financial Companies), offering personal loans with quick approval, competitive interest rates, and flexible repayment options. Whether you need funds for medical emergencies, weddings, travel, or debt consolidation, Bajaj Finance provides a seamless online application process.

In this guide, we’ll cover everything you need to know about Bajaj Finance Personal Loan Apply, including eligibility, interest rates, documents required, and step-by-step application process.

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Why Choose Bajaj Finance Personal Loan?

✅ Instant Approval – Get approval within minutes.
✅ Competitive Interest Rates – Starting from 10.99% p.a.
✅ High Loan Amount – Borrow up to ₹40 lakhs.
✅ Flexible Tenure – Repayment period from 6 months to 8 years.
✅ Minimal Documentation – Easy online process with minimal paperwork.
✅ No Collateral Required – Unsecured loans with no need for security.

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Bajaj Finance Personal Loan Eligibility Criteria

Before applying, check if you meet the following eligibility criteria:

1. Age Requirement

• Salaried Individuals: 21 to 60 years

• Self-Employed Professionals: 25 to 65 years

2. Minimum Income

• Salaried: ₹25,000 per month (₹3 lakhs per annum)

• Self-Employed: ₹3 lakhs per annum

3. Employment Stability

• Salaried: Minimum 1 year of work experience (3 months with current employer)

• Self-Employed: Business continuity for at least 3 years

4. Credit Score

• CIBIL Score: 750+ for better approval chances

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Documents Required for Bajaj Finance Personal Loan

Here’s the list of documents needed for loan application:

For Salaried Individuals:

• Identity Proof: Aadhaar Card, PAN Card, Passport

• Address Proof: Utility Bill, Rental Agreement, Voter ID

• Income Proof: Latest 3 months’ salary slips, Form 16

• Bank Statements: Last 6 months’ bank statements

For Self-Employed Professionals:

• Business Proof: GST Certificate, Shop Act License

• Income Proof: ITR for last 2 years, Profit & Loss Statement

• Bank Statements: Last 12 months’ bank statements

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Bajaj Finance Personal Loan Interest Rates & Charges

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How to Apply for Bajaj Finance Personal Loan Online?

Follow these simple steps to apply:

Step 1: Visit Bajaj Finserv Official Website

Go to Bajaj Finserv Personal Loan Page (Outbound Link 1)

Step 2: Check Eligibility

Enter your mobile number, income, and employment details to check eligibility.

Step 3: Fill the Application Form

Provide personal, employment, and financial details.

Step 4: Upload Documents

Upload scanned copies of KYC, income proof, and bank statements.

Step 5: Get Instant Approval

Once verified, you’ll receive instant approval with loan amount & interest rate.

Step 6: E-Sign & Disbursal

E-sign the agreement, and the loan amount will be disbursed within 24 hours.

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Bajaj Finance Personal Loan EMI Calculator

Use the EMI Calculator to estimate monthly payments:

Formula:

EMI=P×R×(1+R)N(1+R)N−1EMI=(1+R)N−1P×R×(1+R)N​

Where:

• P = Loan Amount

• R = Interest Rate (Monthly)

• N = Loan Tenure (Months)

Example:

• Loan Amount: ₹5 lakhs

• Interest Rate: 12% p.a.

• Tenure: 5 years (60 months)

• EMI: ₹11,122

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Bajaj Finance Personal Loan Customer Care

For any queries, contact:

• Toll-Free Number: 1800 102 4222

• Email: help@bajajfinserv.in

• Website: Bajaj Finserv Official Site (Outbound Link 2)

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Alternatives to Bajaj Finance Personal Loan

If you’re exploring other options, consider:

1. HDFC Personal Loan – Check Here (Outbound Link 3)

2. ICICI Bank Personal Loan

3. KreditBee Instant Personal Loan

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Conclusion

Bajaj Finance offers one of the fastest and most convenient personal loans in India. With quick approval, competitive interest rates, and flexible repayment, it’s a great choice for urgent financial needs.

Ready to apply? Visit Bajaj Finserv now and get instant funds!

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FAQs on Bajaj Finance Personal Loan

Q1. What is the minimum CIBIL score required?
A: 750+ for higher approval chances.

Q2. How long does disbursal take?
A: Within 24 hours after approval.

Q3. Can I prepay the loan?
A: Yes, after 12 EMIs with a 4% + GST charge.

Q4. Is collateral required?
A: No, Bajaj Finance offers unsecured personal loans.