To apply for a Union Bank of India RuPay Credit Card online, follow these organized steps:
Step-by-Step Guide:
- Visit the Official Website:
- Go to Union Bank of India’s official website: www.unionbankofindia.co.in.
- Navigate to Credit Cards Section:
- Under the “Personal Banking” or “Products” menu, look for the Credit Cards section. Alternatively, use the search bar for “RuPay Credit Card.”
- Select RuPay Credit Card:
- Browse available RuPay credit card options (e.g., Platinum, Select, etc.) and choose one based on your needs.
- Click “Apply Online”:
- Look for an Apply Now or Online Application button on the selected card’s page.
- Fill the Application Form:
- Provide personal details (name, DOB, PAN), contact information, employment/income details, and financial history.
- Existing customers may need to log in via Net Banking for pre-filled details.
- Upload Required Documents:
- Mandatory Documents:
- PAN Card
- Aadhaar Card (or other government ID)
- Address Proof (e.g., utility bill, passport)
- Income Proof (salary slips, ITR, bank statements)
- Ensure documents are scanned clearly in specified formats (PDF/JPEG).
- Mandatory Documents:
- Review and Submit:
- Double-check all details before submission. Save the application reference number for tracking.
- Verification Process:
- The bank may contact you for additional details or a KYC verification call. Ensure your contact info is accurate.
- Track Application Status:
- Use the reference number to track your application via the bank’s website or customer care.
- Card Delivery & Activation:
- Upon approval, the card will be dispatched to your registered address. Activate it via instructions provided (e.g., SMS, Net Banking, or customer care).
Key Tips:
- Eligibility: Typically requires being an Indian resident aged 18–65 with a stable income. Credit score checks apply.
- Existing Customers: Log in to Net Banking for faster processing with pre-filled details.
- Mobile App: Check if the application is available via the Union Bank Mobile Banking App (look under “Services” or “Cards”).
- Customer Support: For assistance, contact:
- Toll-Free: 1800 222 244 / 1800 208 2244
- Email: customercare@unionbankofindia.com
Important Notes:
- Avoid Phishing: Only use the official website/app. Do not share OTPs or sensitive details via third-party links.
- Branch Visit: If online application isn’t feasible, visit your nearest Union Bank branch with documents.
By following these steps, you can efficiently apply for a Union Bank of India RuPay Credit Card online.