To apply online for a Karur Vysya Bank (KVB) Credit Card, follow these steps. Note that Karur Vysya Bank operates independently (it has not merged with LVB/DBS) and offers credit cards directly through its official channels.
Steps to Apply Online:
- Visit the Official Website
Go to the Karur Vysya Bank website: www.kvb.co.in. - Navigate to Credit Cards Section
- Hover over “Personal Banking” → Select “Cards” → Click on “Credit Cards”.
- Explore the credit card options (e.g., KVB Classic, KVB Platinum, or co-branded cards like KVB IOCL Credit Card for fuel benefits).
- Check Eligibility
Ensure you meet the criteria:- Indian resident, 21–60 years old.
- Minimum income (varies by card; e.g., ₹15,000–₹25,000 monthly).
- Good credit score (750+ recommended).
- Click “Apply Now”
Select your preferred card and click the “Apply Now” button. - Fill the Application Form
Provide:- Personal details (name, mobile, PAN, date of birth).
- Employment/income details.
- Address proof (Aadhaar, passport, utility bill).
- Upload Documents
- ID proof (PAN/Aadhaar).
- Address proof.
- Income proof (salary slips, bank statements, ITR).
- Submit and Track
Review details, submit the form, and note the application reference number. Track status via the bank’s portal or customer care.
Alternative Options
- Net Banking: Existing KVB customers can log in to net banking and apply under the “Cards” section.
- Third-Party Platforms: Use platforms like BankBazaar or Paisabazaar to compare and apply for KVB cards.
Popular KVB Credit Cards
- KVB Classic Credit Card: Entry-level card with fuel surcharge waivers.
- KVB Platinum Credit Card: Rewards on dining, shopping, and travel.
- KVB IOCL Credit Card: Co-branded card for fuel discounts at Indian Oil outlets.
Important Tips
- Check eligibility criteria before applying.
- Keep digital copies of documents ready (PDF/JPEG).
- Review terms, fees, and reward policies.
Customer Care
For assistance:
- Call: 1800 102 1918 (toll-free) or 044-2250 1918.
- Email: creditcard@kvbmail.com.
Ensure you apply only through official channels to avoid scams. Good luck!