Applying for an Indian Bank Credit Card online is a simple process. Here’s a step-by-step guide to help you:
Contents
Steps to Apply for an Indian Bank Credit Card Online1. Check Eligibility2. Visit Indian Bank’s Official Website3. Navigate to Credit Card Section4. Choose a Card5. Click “Apply Now”6. Upload Documents7. Submit & Track Application8. Verification & ApprovalAlternate Ways to ApplyBenefits of Indian Bank Credit Cards
Steps to Apply for an Indian Bank Credit Card Online
1. Check Eligibility
Before applying, ensure you meet the basic eligibility criteria:
- Age: 18-70 years (varies by card type)
- Minimum income: ₹12,000–₹15,000/month (depends on card variant)
- Good credit score (CIBIL score 750+ preferred)
2. Visit Indian Bank’s Official Website
Go to: https://www.indianbank.net.in
3. Navigate to Credit Card Section
- Click on “Credit Cards” under the “Personal Banking” section.
- Browse the available credit cards (e.g., Indian Bank Rupay Platinum, Indian Bank Visa Signature).
4. Choose a Card
Select a card based on your needs:
- Indian Bank Platinum Card (Low annual fee, basic rewards)
- Indian Bank Signature Visa/Mastercard (Premium benefits, higher eligibility)
- Indian Bank Rupay Select/Jumbo Cards (For fuel, shopping, etc.)
5. Click “Apply Now”
- Fill in the online application form with:
- Personal details (Name, DOB, PAN, Mobile, Email)
- Employment details (Income, Company name)
- Address proof (Aadhaar, Passport, etc.)
6. Upload Documents
You may need to upload:
- PAN Card (Mandatory)
- Aadhaar Card (For KYC)
- Salary slips (last 3 months) / Bank statements
- Passport-size photo
7. Submit & Track Application
- Review details and submit.
- You’ll get an application reference number for tracking.
8. Verification & Approval
- Bank may call for verification.
- If approved, the card will be dispatched to your address in 7-10 working days.
Alternate Ways to Apply
✔ Via NetBanking (If you’re an existing Indian Bank customer)
✔ Through Customer Care (Call 1800 425 00 000 or 044-28134300)
✔ Visit Nearest Indian Bank Branch
Benefits of Indian Bank Credit Cards
✅ Reward Points on spends
✅ Fuel surcharge waiver
✅ EMI conversion facility
✅ Contactless payment (NFC)
Would you like help choosing the best Indian Bank credit card based on your spending habits?
