Apply HDFC Credit Card Online 2025

apply for an HDFC Bank Credit Card online, follow these steps:

Step 1: Check Eligibility

• Ensure you meet the basic criteria:
  • Age: 21–60 years (18+ for some cards).
  • Minimum income: Varies by card (e.g., ₹15,000–₹25,000/month for salaried individuals).
  • Good credit score (CIBIL score ≥ 750 preferred).
• Use HDFC’s pre-qualified offers portal to check eligibility:
  https://offers.simplapply.com/hdfc/cc/eligibility

Step 2: Choose Your Card

Compare HDFC’s credit cards based on your needs:

• Travel/Fuel: Regalia, Diners Club Miles, or Tata Neu Infinity.
• Lifestyle/Shopping: MoneyBack, Millennia, or Swiggy.
• Premium: Infinia, Diners Club Black.
• Co-branded: IRCTC, Tata Neu, or Business Platinum.

Step 3: Apply Online

1. Visit HDFC’s official credit card page:
   https://www.hdfcbank.com/personal/pay/cards/credit-cards
2. Click “Apply for Credit Card”.
3. Select your preferred card and click “Apply Now”.
4. Fill in the application form with:
   • Personal details (name, DOB, PAN, mobile, email).
   • Employment and income details.
   • Address (residential and office).
5. Upload documents (scanned copies):
   • ID proof (PAN, Aadhaar, Passport).
   • Address proof (Aadhaar, utility bill).
   • Income proof (salary slips, bank statements, ITR).

Step 4: Verification

• HDFC may contact you for additional details or document submission.
• A physical verification might occur at your address.

Step 5: Approval & Delivery

• Approval time: 3–7 working days (varies based on verification).
• Track application status via HDFC’s portal or customer care.
• Once approved, the card is dispatched to your registered address (2–5 days).

Step 6: Activate the Card

• Follow instructions in the welcome kit.
• Activate via SMS, net banking, or the HDFC MyCards app.
• Set a PIN for transactions.

Required Documents

1. Identity Proof: PAN card (mandatory), Aadhaar, Passport.
2. Address Proof: Aadhaar, utility bill, rent agreement.
3. Income Proof:
   • Salaried: Salary slips (3 months), bank statements.
   • Self-employed: ITR (last 2 years), business proof.

Tips

• Existing HDFC customers may get instant approval via NetBanking or the mobile app.
• Check for pre-approved offers in your HDFC account.
• Use a referral code (if available) for rewards.
• Avoid multiple credit card applications to protect your credit score.

Customer Support

• Toll-Free: 1800-266-4332 / 1800-108-4332
• Email: support@hdfcbank.com

Note: Only apply via HDFC’s official website to avoid scams. Review fees (joining/annual) and rewards before finalizing your card choice.