Allahabad Bank Credit Card: Post-Merger Information
Following the 2020 merger of Allahabad Bank with Indian Bank, all financial products, including credit cards, are now managed under Indian Bank. Here’s how to apply and check eligibility:
1. Check Eligibility Criteria
Indian Bank typically requires:
- Age: Minimum 21 years (18–65 for some cards).
- Income: Varies by card (e.g., ₹2.4–6 Lakh/year for salaried/self-employed).
- Credit Score: CIBIL score ≥ 750.
- Employment: Salaried or self-employed with stable income.
- Documents: PAN, Aadhaar, income proof (salary slips/ITR), and address proof.
2. How to Apply Online
Steps:
- Visit Indian Bank’s official website: www.indianbank.in.
- Navigate to Credit Cards section.
- Select a card (e.g., Indian Bank Platinum, Classic, or Travel/Co-branded cards).
- Click “Apply Now” and fill the form with personal/financial details.
- Upload required documents (PDF/JPEG).
- Submit and note the application reference number.
Post-Submission:
- Track status via Indian Bank’s portal or customer care.
- Approval may take 7–15 working days.
3. Features of Indian Bank Credit Cards
- Rewards & Cashback: Fuel surcharge waivers, reward points on spends.
- EMI Options: Convert large purchases into installments.
- Insurance: Travel or purchase protection (varies by card).
- Contactless Payments: NFC-enabled cards.
4. Document Requirements
- Identity: PAN, Aadhaar, Passport.
- Address: Utility bill, Aadhaar, Rental agreement.
- Income: Salary slips (last 3 months), ITR (last 2 years), or bank statements.
5. Checking Eligibility
- Online Tool: Use the eligibility checker on Indian Bank’s website (if available).
- Branch Visit: Inquire with documents at the nearest branch.
- Customer Care: Call 1800 425 00 000 or email creditcard@indianbank.co.in.
6. Key Notes
- Existing Allahabad Bank credit cardholders can manage accounts via Indian Bank.
- New applicants must apply through Indian Bank’s channels.
- Review terms (fees, interest rates) before applying.
For updates, visit Indian Bank’s Credit Card page or follow their official social media channels.
