federal bank credit card

The Federal Bank offers a variety of credit cards tailored to meet different customer needs, including lifestyle, travel, shopping, and more. Here are some key features and types of credit cards typically offered by Federal Bank:

Types of Federal Bank Credit Cards:

1. Federal Bank Imperio Visa Signature Credit Card:
   • Premium credit card with exclusive benefits.
   • Complimentary airport lounge access.
   • Reward points on spending.
   • Travel and lifestyle privileges.
2. Federal Bank Celesta Visa Signature Credit Card:
   • Designed for high-income individuals.
   • High reward points on dining, travel, and international spends.
   • Complimentary golf games and airport lounge access.
3. Federal Bank Signet Visa Signature Credit Card:
   • Focused on rewarding everyday spends.
   • Accelerated reward points on groceries, dining, and utility bills.
   • Fuel surcharge waiver.
4. Federal Bank WorknSave RuPay Credit Card:
   • Aimed at salaried professionals.
   • Cashback on utility bill payments and fuel spends.
   • Low joining and annual fees.
5. Federal Bank Prime Visa Credit Card:
   • Entry-level credit card with basic benefits.
   • Reward points on all spends.
   • Fuel surcharge waiver.
6. Federal Bank Insta Credit Card:
   • Pre-approved credit card for existing customers.
   • Quick and easy issuance process.
   • Reward points on all transactions.

Key Features of Federal Bank Credit Cards:

• Reward Points: Earn points on every spend, which can be redeemed for gifts, vouchers, or cashback.
• Fuel Surcharge Waiver: Waiver on fuel surcharge at petrol pumps across India.
• Contactless Payments: Most cards support NFC-based contactless payments for quick and secure transactions.
• Complimentary Airport Lounge Access: Available on premium cards like Imperio and Celesta.
• EMI Facility: Convert high-value purchases into easy EMIs.
• Insurance Cover: Some cards offer complimentary insurance covers for travel or shopping.

How to Apply:

1. Online: Visit the Federal Bank website and fill out the credit card application form.
2. Offline: Visit the nearest Federal Bank branch to apply.
3. Eligibility: Salaried individuals, self-employed professionals, and business owners with a good credit score are eligible.

Fees and Charges:

• Joining Fee: Varies depending on the card type (often waived for first-year promotions).
• Annual Fee: Typically ranges from ₹500 to ₹5,000, depending on the card.
• Interest Rate: Around 1.5% to 3.5% per month on unpaid balances.

For more details, visit the official Federal Bank website or contact their customer care.