Apply for YES BANK Debit, Credit

Guide to Applying for YES BANK Debit, Credit, and Prepaid Cards Online

1. Debit Card Application:

• Prerequisites:
  • Existing YES BANK account holders can apply directly.
  • New customers must first open a savings/current account.
• Steps:
  • Existing Customers:
    1. Log in to YES BANK Internet Banking or mobile app.
    2. Navigate to Card Services or Request Debit Card.
    3. Select card type (Classic, Platinum, etc.) and confirm delivery address.
    4. Submit request. The card arrives in 5-7 business days.
  • New Customers:
    1. Visit yesbank.in > Personal Banking > Open Account.
    2. Choose account type (Savings/Current) and fill the online form.
    3. Upload KYC documents (PAN, Aadhaar, address proof).
    4. Complete video KYC. Upon approval, the debit card is mailed automatically.
• Documents Required: PAN, Aadhaar, address proof, passport-sized photo.

2. Credit Card Application:

• Prerequisites:
  • Meet eligibility (age 21-60, stable income, good credit score).
  • Salaried or self-employed individuals can apply.
• Steps:
  1. Visit yesbank.in > Cards > Credit Cards.
  2. Browse cards (e.g., YES FIRST, Prosperity Rewards) and select Apply Now.
  3. Fill the application form with personal, employment, and financial details.
  4. Upload documents (ID, address, and income proof like salary slips/ITR).
  5. Submit. The bank verifies details and checks credit history.
  6. Upon approval, the card is dispatched in 7-10 days.
• Documents Required: PAN, Aadhaar, address proof, income proof (3 months’ payslips/6 months’ bank statements).

3. Prepaid Card Application:

• Prerequisites:
  • KYC compliance (varies by card type).
  • Minimum age: 18 years.
• Steps:
  1. Visit yesbank.in > Cards > Prepaid Cards.
  2. Choose card type (e.g., Multi-Currency Forex, Gift).
  3. Complete KYC online (Aadhaar OTP/upload documents).
  4. Load funds via net banking/UPI.
  5. The virtual card is issued instantly; physical cards arrive in 5-7 days.
• Documents Required: PAN, Aadhaar (for full KYC cards).

Additional Tips:

• Security: Ensure you’re on the official YES BANK website (look for HTTPS padlock).
• Credit Score Impact: Credit card applications involve a hard inquiry, which may temporarily affect your score.
• Customer Support: For issues, contact YES BANK helpline at 1800 1200 or use the app’s chat feature.
• Eligibility Check: Use the bank’s online tools to pre-check credit card eligibility.

Note: Processing times may vary. Track application status via net banking or customer care. Avoid third-party sites to prevent fraud.